Title: Reserve Requirement
Author: Shadow/Phantomness
Pairing: Championshipping (Lance x Red)
Fandom: Pokémon
Theme: #32, Reserve Requirements

Rating: NC-17
Disclaimer: Pokemon belongs to Nintendo and Shogakukan Comics. This non-profit, non-copyright infringing fanfiction belongs to me under international copyright laws and taking it is plagiarism. Thank you. *Phantomness bows*

Notes: <> for telepathy, ** for thoughts, italics if a pokemon talks

Warnings: AU, Het, role-playing, PWP

 

            Lance raised her spectacles slightly, peering at the bank manager through the top of the lenses. Her golden eyes were hard, and Red fidgeted slightly under the gaze.

            “You do realize that this is the third time this month you have been unable to fulfill the minimum reserve requirement of nine percent.” She said silkily.

            Red nodded miserably. He had loaned out too much money again. His kind heart made him ill suited for his position, but as his father had recently passed away, as and a replacement had not been found he was currently Pallet Town’s bank manager.

            “You do realize that there are fines and fees for this sort of thing.”

            He winced. “Yes.”

            “However, I am afraid that if I chose to extract those penalties at this moment, your bank would fail, and that would be counterproductive. Therefore…”

            “Therefore?”

            “I believe I shall choose another means of payment.”

            Red blinked, and that was when the woman grabbed him by the tie and kissed him. He blushed to the tips of his ears as he realized what the inspector wanted.

            It would cost nothing, really, and if it helped his lenders, then…

            “All right.” He murmured, as their kiss broke.

 

            Lance raked her eyes over Red’s form. “Strip.” She said simply. Red colored, but moved to obey, starting with his suit, then his dress shirt and tie… finally, he stood before the other in only his boxers.

            “Now what?”

            “… You don’t know?” She asked, nonplussed. That was not typical. No doubt any man would jump at the chance to have sex.

            She certainly did not have a high opinion of the other gender. Then again, maybe he was one of the very few who had morals in this industry.

            Certainly, she had no right to point fingers…

 

            “It’s not like I do this kind of thing regularly.” Red muttered.

            Lance’s eyebrows rose slightly. She would have to be careful, then. “Well, you can start by… hmm… I’d better teach you.”

            “… Wait, what?” Red demanded, before Lance glided over and kissed him again. He colored as he felt her arms wrap around him, and an uncomfortable feeling began to manifest between his legs. She was quite a pretty girl, but this was so embarrassing!

 

            Lance slid to her knees, before she reached between Red’s legs and grasped his cock. Crimson eyes widened in shock as his boxers were pulled down, even as she began to stroke. What was going on?

            Red slumped against the wall, feeling heat rise in his cheeks. It felt so good… the feel of slim fingers running over his shaft. As he watched, it continued to rise and harden, and he gasped, feeling his heartbeat escalate. A strange feeling began to pool in his chest, and he bucked his hips forwards as stars exploded behind his eyes.

            She was smirking as she watched fluid trickle down her fingers. Red took a few deep, shuddering breaths, before his eyes cleared.

            “D-Do you want me to do that to you now?” He asked.

 

            “Mm,” Lance agreed, licking her fingers. Red colored brightly, wanting to tear his eyes away but finding himself unable to do so. He felt himself stiffening again at the display, and knelt down. She was reclining on the floor, propped up by an elbow, looking like … Red couldn’t think of a suitable analogy, but he quickly went for her skirt, blushing. What was he supposed to do?

            This was completely different from what she had done to him!

            He had never exactly had a girlfriend, and a few minutes of kissing with someone he couldn’t even remember back in high school were not enough preparation!

            * What am I supposed to do? *

            She waited expectantly, as he took her pantyhose off. It stuck to his hands and he spent a few minutes pulling it off. A run had developed in them, due to his clumsy handling. She would have to buy new ones.

Finally, he removed her peach-colored bikini panties. Honestly, was he a virgin or something?

            * Why are they damp? *

 

            Red took a deep breath. If he closed his eyes and just rubbed her between the legs, it wasn’t so bad, but he was starting to feel strange, and as he saw her pussy begin to glisten with fluid, he couldn’t resist bending down to taste it. Lance hissed, and Red concluded that he had done it correctly. With a grin, he began to lick every inch of her exposed sex that he could see, and it wasn’t long before she shivered, spurting juices over his hands and face. That surprised him a lot!

            Could girls ejaculate too?

            He lapped it up, not wanting to make a mess, and grinned. That hadn’t been too bad. She actually tasted okay.

 

“Is that all?” He asked when he had finished.

            “Well,” She purred, “If you want to take a loan from us to cover your reserve requirements, I’ll need something more.”

            “… I’ll think about it.” Red told her, trying hard not to imagine it.

            Lance shrugged as she found her clothes and pulled them back up. “Pleasure doing business with you. I’ll see you again next month.”

            Red nodded, and after she had gone, flushed brightly, trying not to let his mind wander to what else they could do.

            This was wrong! He was only trying to help his customers! Really!

 

            A few minutes later, she knocked on his door again.

            “Come in,” He called.

            His wife had changed from the beige business suit into a bathrobe, and was looking at him anxiously. “Red-chan…”

            “I’m okay,” He reassured her. “That was fun!”

            Role-playing was awesome!

            “You were perfect, love.” Lance kissed him. He had been so cute, just like a blushing virgin.

            “Thank you,” He cuddled into her arms. “Can we play that again sometime?”

            She chuckled. “Of course we can!”

            “Yay!” He cheered, before his stomach gave a quiet rumble.

            “Go wash your hands,” She called. Dinner was waiting in the oven, and they could eat.

            Red happily obeyed.

 

End Fic

Completed 1/16/07

Edited 6/5/09

The Reserve Requirements are the regulations on the minimum amount of reserves that banks must hold against deposits. (Brief Principles of Macroeconomics, 4th Edition by N. Gregory Mankiw) For example, if the reserve ratio is 10%, and 100 dollars were deposited in a bank, the bank only needs to keep $10 and can loan the other $90 out to promote investment and economic growth.